You're in control with a
Chattel Mortgage

Funding to keep your business moving

If your business prefers to eventually own the asset outright, rather than handing it back when the lease ends, ORIX provides all the benefits of fleet in a Chattel Mortgage. This is a popular solution for business owners needing vehicle finance.

Chattel Mortgage

An ORIX Chattel Mortgage allows you to borrow the money from ORIX to purchase the vehicle. You own the vehicle, but you must repay the money back over the agreed term. If you have capital to pay upfront (or if you have a trade-in), we can give you a loan to top up the remainder.

Reliable. Flexible. Transparent.

  • Easy budgeting and planning with regular monthly payments
  • If the vehicle is used for business purposes, you may be able to claim the interest component of your monthly payment as a tax deduction*
  • You can choose higher or lower monthly repayments in exchange for a high, low or zero balloon payment at the end
  • Unlike a Finance Lease, you own the vehicle from the start so it appears as an asset for your business, while we have the mortgage over the vehicle
  • ORIX’s bargaining power provides access to discounts on repairs, tyres, fuel and other suppliers
  • Our award-winning technology gives you 24/7 access to your entire fleet. We’ll provide continual oversight of your fleet so you can create customisable reports, track expenses and monitor your vehicles to identify opportunities for improved performance and cost reduction
  • You will need to maintain your vehicle in accordance with manufacturer’s requirements.

* ORIX does not provide tax or accounting advice and you should seek your own tax or accounting advice before proceeding with any transactions.

Funding your way

Sometimes you just need something different

ORIX never adopts a one-size-fits-all approach to Fleet Management. In addition to providing Fleet Management services, ORIX undertakes a review of every vehicle and provides recommendations on which of our services are suitable for each individual customer.

As one of Australia’s leading Fleet Management providers, we can take care of the day to day management of your fleet through flexible leasing, rental and mobility solutions that can lower your cost of operation and minimise the burden of managing your vehicles.

In an agile environment, a short-term solution can deliver the best results.

Our rental solutions provide a fast and reliable temporary fleet solution so you can take advantage of new opportunities. You can learn more about our rental options here.

Learn more about ORIX